How much key person insurance do I need?
[vc_row][vc_column][vc_column_text]Different businesses have different needs, so there’s no such thing as a one-size-fits-all policy when it comes to key person insurance. Each company should carefully assess the potential consequences if a key individual were to become absent due to death or serious illness. The loss of a key person can disrupt operations, lead to financial […]
What is Key Person Insurance?
[vc_row][vc_column][vc_column_text]In the world of business, certain individuals play crucial roles that significantly impact the company’s success. These key individuals, whether they are top executives, talented managers or key salespeople, are often indispensable to the smooth operation and profitability of the business. Understanding Key Person Insurance Key person insurance is a type of business insurance designed […]
Future careers and their cost to insure.
[vc_row][vc_column][vc_column_text]The future of work is a double-edged sword. Sci-fi films and TV shows paint a world of automation and space travel, and they depict a number of ways in which careers can evolve. With these potentially drastic changes to job roles, our experts at The Insurance Surgery have predicted what some of these dangerous jobs […]
How Much Life Insurance Do I Need?
[vc_row][vc_column][vc_column_text] Understanding Life Insurance Costs. Determining the right amount of life insurance can feel like a daunting task, but it’s a crucial step in ensuring that your loved ones are financially protected in the event of your death. By understanding your financial obligations and considering your family’s needs, you can determine how much life insurance […]
Is Decreasing Life Insurance Worth It?
[vc_row][vc_column][vc_column_text] When considering life insurance options, one common question that often arises is whether decreasing life insurance is worth it. Understanding the benefits and drawbacks of this type of policy can help you make an informed decision about whether it is the right choice for you and your loved ones. What is decreasing life insurance? […]
Dealing with the unexpected: Diabetes
[vc_row][vc_column][vc_column_text]At The Insurance Surgery, we understand navigating life insurance with a pre-existing condition like diabetes can be confusing. That’s why we’re partnering with Diabetes UK for the next three years. Together, we’ll be creating informative resources to empower people with diabetes to make informed decisions about life insurance. For this article, we’ve gathered some information […]
Navigating Uncertainty: Dreams, Decisions, and Insurance with Cancer
Living with cancer can impact every aspect of your life and can be a complex and emotional experience. A cancer diagnosis can feel like your world is falling apart, and plans that were once clear and full of dreams may now seem uncertain. With 1 in 2 people likely to be diagnosed with cancer in […]
Does life insurance cover suicide?
When an individual’s family claims life insurance, few topics are as sensitive and complex as those surrounding suicides. Contrary to a straightforward “yes” or “no” response, the handling of suicidal death claims in the UK can be complex and subject to various factors. One crucial aspect that shapes the outcome of such claims is the […]
Is life insurance inheritance taxable?
Understanding what life insurance is can bring about a host of questions, especially regarding taxes and how they may affect your policy’s payout. It’s essential to know the ins and outs of life insurance taxation to ensure that your loved ones receive the intended financial support without unexpected deductions. Life insurance provides a lump sum […]
How to choose life insurance.
Life insurance is one of those topics that many of us prefer not to dwell on too much. However, ensuring that you have the right policy in place is a crucial aspect of financial planning. By overlooking life insurance, you leave your family at risk of becoming vulnerable to financial hardship if you were to […]