Winter Sports Life Insurance

Life Insurance for Winter Sports such as Skiing, Snowboarding and Mountaineering will often be available from most insurance providers at standard rates and with no exclusions for Critical Illness or Income Protection. Most winter sports are regarded as not dangerous or hazardous at recreational level, however all mountain / winter sports also have an extreme sports element to them. Mountain sports such as skiing, snowboarding and mountaineering with life insurance, critical illness cover and income protection will consider to what level you take part along with the time spent on the activity.

As with most extreme or adrenaline sports, winter sports life insurance is usually available and at standard rates (no loading) if you are a recreational skier, snowboarder or mountaineer.

If you are a more serious skier, snowboarder or mountaineer then you may find that life insurance for winter sports can be more difficult to obtain potentially with an increase to the standard premium. Mountaineering life insurance can be more difficult to find cover at standard rates due to the increased risks relating to this activity.

Professional skiers, snowboarders and mountaineers would often find that they need to apply to a specialist insurance provider because of the risks involved. As anyone who takes part in this type of sporting activity would know, the mountains are a dangerous place with incredibly unpredictable weather and landscape.