What Is Tachycardia Life Insurance?
The Insurance Surgery is a leading insurance expert for people with all types of pre-existing medical conditions which includes more rare conditions such as Tachycardia life insurance, critical illness cover or income protection. As with most heart related medical conditions there will be additional questions for you to answer to provide underwriters with sufficient information about your condition so that they are able to provide you with an accurate premium for your Tachycardia life insurance, critical illness cover or income protection.
Anyone with a pre-existing medical condition such as Tachycardia looking for life insurance, critical illness cover or income protection should understand the importance of this type of cover to protect their family.
In this article we look at how your application for Tachycardia life insurance, critical illness cover and income protection will be treated by underwriters and how your premiums can potentially be affected. At The Insurance Surgery we have helped thousands of people to protect their families if they have been previously diagnosed with a medical condition such as Tachycardia.
Symptoms of Tachycardia:
Increased heart rate
Shortness of breath
Tiredness or fatigue
Palpitations
Chest pain
How Tachycardia life insurance, critical illness cover and income protection works:
For anyone who has previously suffered from or is currently suffering from Tachycardia and looking for life insurance, critical illness cover or income protection, you will be required to disclose the following information:
Date of diagnosis
Last attack or symptoms
Severity of symptoms
Medication
Treatment or surgery
If you are looking for a competitive quote for Tachycardia life insurance, critical illness cover or income protection then you should speak to one of our team of experts today by calling us free on 0800 083 2829.
Critical Illness Cover
It is also generally possible to get a policy to cover for Tachycardia critical illness cover and especially where the symptoms are mild or if there has been a period of several years since last attack. In some cases where the symptoms are more severe or if there are treatments being received currently then you may find that the premiums offered and terms of cover could be on a special terms basis.
Income Protection Insurance
It is also possible to get a policy to cover for Tachycardia income protection to protect you if you are unable to work due to accident or sickness. Underwriters will want to know more about your condition and whether you have had much time off work in recent years because of Tachycardia for income protection.
Tachycardia life insurance
Generally there is a strong chance that you will be able to get cover for Tachycardia life insurance based on the severity of this type of condition and claims history which is relatively good. You will often find that when applying for Tachycardia life insurance that you will need to provide a copy of your medical records from your GP or specialist to support your application.
Premiums and rates for Tachycardia life insurance will depend on:
How old were you when you were first diagnosed with Tachycardia
Have you ever had any surgery for your condition
What medication have you taken or do you take
When was your last attack or symptoms
It can be possible to get cover for Tachycardia life insurance from standard rates which are the same premiums as someone with no previous medical issues where symptoms are mild or if there has been a period of several years since any issues. In cases where the symptoms are more acute or more recent then you may find that your premiums could increase to reflect the potential increased risk of claim.
