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Sarcoma Life Insurance

You may have found it difficult to secure life insurance with Sarcoma. But rest assured, The Insurance Surgery has over 25 years of experience finding suitable policies for our clients.

What Is Sarcoma Life Insurance?

The Insurance Surgery is a leading expert for people who are classed as non-standard or higher risk by insurance underwriters which includes Sarcoma life insurance, critical illness cover and income protection. It is important for people who have suffered from a medical or health issue in the past to consider some form of personal protection insurance and especially for those who have a family to support with young children.
Sarcoma life insurance, critical illness cover and income protection is often possible to get so you should be able to get the cover you need to protect your family, home or business. There are a number of possible outcomes depending on the type and severity of your condition as well as your current state of health.

On this page we look at how Sarcoma life insurance, critical illness cover and income protection will work for you so you know what to expect when applying for cover with The Insurance Surgery. Our team of highly experienced experts will help you to get the best cover to protect your loved ones and to save money on your Sarcoma life insurance, critical illness cover or income protection policies.

Symptoms of Sarcoma:

Lumps

Pains (Abdomen)

Fatigue

Breathlessness

There are a long list of different types of Sarcoma’s which will have a range of symptoms depending on the location and severity of the condition so underwriters will want to find out more about your individual circumstances when applying for Sarcoma life insurance, critical illness cover and income protection.

Types of Sarcoma:

Angiosarcoma

Chondrosarcoma

Ewing’s Sarcoma

Fibrosarcoma

Malignant Peripheral Nerve Sheath Tumour

Rhabdomyosarcoma

Synovial Sarcoma

How Sarcomas life insurance, critical illness cover and income protection works:

STEP 1

Complete form

STEP 2

Speak to us about your needs

STEP 3

We’ll search the market

STEP 4

We recommend the best product to suit your needs

STEP 5

Tell us when you want it to start!

If you are making a new application for Sarcoma life insurance, critical illness cover or income protection then you will find that underwriters will ask a number of questions directly relating to your condition, health and medical history such as:

Date of diagnosis

Type of Sarcoma

Location of Sarcoma

Treatment

Other medical conditions

If you need more help or advice to get a free competitive quote for Sarcoma life insurance, critical illness cover and income protection to protect your family then call our team of experts today on 0800 083 2829.

Critical Illness Cover

There is also a strong chance that you will be able to get a policy for Sarcoma critical illness cover and especially if your condition was mild with a good period of time since treatment ended. It may also be possible to get a policy in place at the same rates as someone with no previous medical issues in some milder cases where the tumour was benign especially. As with life insurance, you will almost always be asked to provide copies of your previous medical history when applying for Sarcoma critical illness cover to give underwriters a full picture of your medical condition.

There are a number of potential outcomes when applying for Sarcoma critical illness cover depending on your individual circumstances to it is important to make sure that you go with the best insurers for this condition. Our team of Sarcoma critical illness cover experts will help you to find the right cover at the right price.

Income Protection Insurance

It is possible to get Sarcoma income protection cover and you can even secure this type of policy at the same rates as someone with no previous medical issues. Underwriting for Sarcoma income protection will be slightly stricter than life insurance and critical illness cover purely based on the type of policy this is and the likelihood of claim. Insurers will want to know more about your condition, your health and whether you have had much time off work in recent months or years.

In most cases you will be required to provide some medical evidence for your Sarcoma income protection application and often the offer of cover will come with an exclusion for cancer claims.

Sarcoma Life Insurance

It is generally very possible to get a policy to provide cover for Sarcoma life insurance to protect your family if anything happens to you or your partner. A Sarcoma life insurance premium can vary from as low as standard rates which are the same as someone with no medical issues up to potential higher premium loadings in more severe cases. In almost all cases you will be required to provide a copy of your medical report from your GP or specialist to provide medical evidence to underwriters.

Some of the key considerations on an application for Sarcoma life insurance are:

When were you first diagnosed with a Sarcoma

What type of Sarcoma did you suffer from

Which treatment or surgery did you receive

When did your treatment end

In most cases where the condition was several years ago and there has been no issues since the end of primary treatment you will be able to get Sarcoma life insurance cover at very competitive rates. If you have recently been diagnosed with Sarcoma then you may find that your application for life insurance will be postponed for a period of time.

Do You Need Life Insurance?

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links

If you need more help to get a competitive quote for Sarcoma life insurance, critical illness cover and income protection then you should speak to one of our team of experts today to find out how we can help you.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding Inheritance Tax (IHT) and Life Insurance

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.

How Much Does Life Insurance for HIV Cost?

Since the introduction of Highly Active Antiretroviral Therapy (HAART), premiums for those living with HIV have significantly reduced over the last 15 years. The amount you pay each month in policy premiums depends on your specific circumstances. When assessing your application, insurers will take into account factors such as your CD4 count and viral load.

Our experts will help you find the best deal to suit your needs and budget, taking the time to go through the different policies and discuss any concerns you may have.

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

James is 31 years old and was diagnosed with HIV in 2017. He wanted to obtain both life insurance and critical illness cover to support his wife and child should anything happen.

We found James Life Insurance & Critical Illness Cover below:

Total Cover
Amount:

£40,000

Monthly Premium
Cost:

£22.41

Duration of
Policy:

30 years

Life Insurance with HIV Case Study 2

Jean is aged 45 and was diagnosed with HIV in 2011. She is keen to secure level life insurance for her and her partner.

We found Jean the Level Life Insurance below:

Total Cover
Amount:

£160,000

Monthly Premium
Cost:

£15.23

Duration of
Policy:

20 years

How much cover do you need?

You can use our Cover Calculator below to determine how much cover you need. Additionally, you will need to take into consideration the following:

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

Frequently Asked Questions

Can a person with HIV get life insurance?

Yes, absolutely. Due to the recent changes in life insurance underwriting for HIV, we have seen a number of previous restrictions lifted. We now have access to standard rates and ‘whole of life‘ cover with no term restrictions if you are living with HIV, your viral load is undetectable, and your CD4 count is high.

Does a HIV test affect life insurance?

Similar to other pre-existing medical conditions, if you are HIV positive, you will likely pay higher premiums than someone who isn’t. The exact amount depends on your personal circumstances, which will be assessed when you put forward your application.

Does life insurance cover HIV?

If you’ve recently been diagnosed with HIV but already have life insurance, it is well worth reviewing your existing cover, especially if it was obtained several years ago, as it is very likely that some changes could benefit you.

The Insurance Surgery also offers a free Annual Review service to all our existing / new clients. This means that we constantly make sure that you have the right cover for your ever-changing life and check for any changes in underwriting.

Do you offer advice on travel insurance with HIV?

Yes, we do! Use our partner’s Travel Insurance comparison tool to compare over 20 travel insurance quotes, all with your HIV covered, within just a few minutes and only having to input your information once.

How Can The Insurance Surgery Help?

Offering free advice, our experts are ready and waiting to offer protection advice on HIV life insurance policies that would best benefit your circumstances. With 25 years of experience, we’re a trusted broker and pride ourselves on making insurance simple.

We understand that finding life insurance can be tricky, especially when you have a pre-existing condition, so why not leave it to us? Give us a call today, and we’ll help you find the ideal policy that suits your needs and matches your budget.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Sarcoma Life Insurance

What Is Sarcoma Life Insurance?

Lumps

Pains (Abdomen)

Fatigue

Breathlessness

Angiosarcoma

Chondrosarcoma

Ewing’s Sarcoma

Fibrosarcoma

Malignant Peripheral Nerve Sheath Tumour

Rhabdomyosarcoma

Synovial Sarcoma

How Sarcomas life insurance, critical illness cover and income protection works:

Date of diagnosis

Type of Sarcoma

Location of Sarcoma

Treatment

Other medical conditions

Critical Illness Cover

Income Protection Insurance

Sarcoma Life Insurance

Life Cover Terminology

Useful Links​

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

25 years Experience.

Access to a range of insurers.

Award-winning broker.

Benefit from Our Life Insurance Policies Today.

How Much Does Life Insurance for HIV Cost?

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

Total Cover Amount:

£40,000

Monthly Premium Cost:

£22.41

Duration of Policy:

30 years

Life Insurance with HIV Case Study 2

Total Cover Amount:

£160,000

Monthly Premium Cost:

£15.23

Duration of Policy:

20 years

How much cover do you need?

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Facts About Life Insurance.

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beatthe price and also give you a £50 gift card!*

Frequently Asked Questions

For More Information, Check Out Our Latest Blogs

Useful Links

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Speak to our team of experts for FREE
specialist advice today.

Life Insurance for Sports & Hobbies

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*