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Non-Hodgkin’s Lymphoma Life Insurance

You may have found it difficult to secure Non-Hodgkin’s Lymphoma Life Insurance. But rest assured, The Insurance Surgery has over 25 years of experience finding suitable policies for our clients.

What Is Non-Hodgkin’s Lymphoma Life Insurance?

We are a leading insurance adviser for people who are classed as high risk by underwriters because of their medical history, occupation or sports, including Non-Hodgkin’s Lymphoma life insurance, critical illness cover and income protection. As with most cancers for life insurance there are a number of key factors which will determine whether you would be able to access cover and which types of cover will be available to you.

As with most cancers for life insurance there are a number of key factors which will determine whether you would be able to access cover and which types of cover will be available to you. Non-Hodgkin’s Lymphoma life insurance, critical illness cover or income protection policies can vary from one insurance provider to another as well as pricing which can be dramatically different depending on how good the insurers underwriting terms are for cancer.

There are also several different types of Non-Hodgkin’s Lymphoma which can also have an impact on your application for life insurance, critical illness cover and income protection. Two of the main types of Non-Hodgkin’s Lymphoma are:

B-Cell Lymphoma

T-Cell Lymphoma

Which type of Non-Hodgkin’s Lymphoma you have will determine the treatment you will receive which will also have an impact on your offer for life insurance, critical illness cover and income protection.

The main types of treatment for Non-Hodgkin’s Lymphoma are:

Chemotherapy

Radiotherapy

Monoclonal therapy

Steroid medication

How Non-Hodgkin’s Lymphoma life insurance, critical illness cover and income protection works

STEP 1

Complete form

STEP 2

Speak to us about your needs

STEP 3

We’ll search the market

STEP 4

We recommend the best product to suit your needs

STEP 5

Tell us when you want it to start!

There are also several key areas which will be assessed by underwriters when reviewing an application for Non-Hodgkin’s Lymphoma life insurance, critical illness cover or income protection, including:

Age when diagnosed

Type of Non-Hodgkin’s Lymphoma

Treatment or medication

Period since treatment

Grade and Stage

If you are looking for a quote for Non-Hodgkin’s Lymphoma life insurance, critical illness cover and income protection then you should contact one of our team of experts for free advice.

Critical Illness Cover

It is also possible to get Non-Hodgkin’s Lymphoma critical illness cover where there has been a period of several years since you had the condition or received any treatment. Insurers will want to see that there has been a good period of time without any issues or relapses to show that the risk of reoccurrence has reduced significantly. Most applications we see for Non-Hodgkin’s Lymphoma critical illness cover require the applicant to provide a copy of your medical records to make an accurate assessment.

In some cases we see for Non-Hodgkin’s Lymphoma critical illness cover you may find that you will be offered cover with an increase in premiums to reflect the levels of risk involved. You may also find that a cancer exclusion is applied to your offer for Non-Hodgkin’s Lymphoma critical illness cover because of the potential risks for related issues.

Income Protection Insurance

There is also potential for getting Non-Hodgkin’s Lymphoma income protection in some cases where the condition was several years ago with no further issues or treatment. There are a number of possible outcomes when applying for Non-Hodgkin’s Lymphoma income protection because of the fact that a history of cancer can cause issues.

You will generally find that any offer of cover for Non-Hodgkin’s Lymphoma income protection will come with a cancer exclusion. Some providers are also better than others for cancer applications for income protection so it is important to make sure that you apply to the right company.

Non-Hodgkin’s Lymphoma life insurance

It is often possible to get Non-Hodgkin’s Lymphoma life insurance and in a number of cases it can be available at the same rates as a person with no medical problems, especially where the condition was several years ago with no further issues. The main factor which will impact on the premiums you will pay for Non-Hodgkin’s Lymphoma life insurance is time based on the fact that the longer you go without issues then the cheaper generally cover will be.

Some of the major factors which will affect the levels of cover and the premiums you will pay for Non-Hodgkin’s Lymphoma life insurance are:

How old were you when you were diagnosed with Non-Hodgkin’s Lymphoma

What was the Grade and Stage

Did you receive any Radiotherapy or Chemotherapy (how long ago)

Generally you will be required to provide a copy of your medical records from your GP when you are applying for Non-Hodgkin’s Lymphoma life insurance as with any application for life insurance with a history of cancer. Your premiums may also be increased in the first several years of your policy if you have had the condition in recent years (e.g. 2 to 5 years).

Do You Need Life Insurance?

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links

If you need help with your application for Non-Hodgkin’s Lymphoma life insurance, critical illness cover and income protection then you should contact our team of experts for a competitive quote.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding Inheritance Tax (IHT) and Life Insurance

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.

How Much Does Life Insurance for HIV Cost?

Since the introduction of Highly Active Antiretroviral Therapy (HAART), premiums for those living with HIV have significantly reduced over the last 15 years. The amount you pay each month in policy premiums depends on your specific circumstances. When assessing your application, insurers will take into account factors such as your CD4 count and viral load.

Our experts will help you find the best deal to suit your needs and budget, taking the time to go through the different policies and discuss any concerns you may have.

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

James is 31 years old and was diagnosed with HIV in 2017. He wanted to obtain both life insurance and critical illness cover to support his wife and child should anything happen.

We found James Life Insurance & Critical Illness Cover below:

Total Cover
Amount:

£40,000

Monthly Premium
Cost:

£22.41

Duration of
Policy:

30 years

Life Insurance with HIV Case Study 2

Jean is aged 45 and was diagnosed with HIV in 2011. She is keen to secure level life insurance for her and her partner.

We found Jean the Level Life Insurance below:

Total Cover
Amount:

£160,000

Monthly Premium
Cost:

£15.23

Duration of
Policy:

20 years

How much cover do you need?

You can use our Cover Calculator below to determine how much cover you need. Additionally, you will need to take into consideration the following:

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

Frequently Asked Questions

Can a person with HIV get life insurance?

Yes, absolutely. Due to the recent changes in life insurance underwriting for HIV, we have seen a number of previous restrictions lifted. We now have access to standard rates and ‘whole of life‘ cover with no term restrictions if you are living with HIV, your viral load is undetectable, and your CD4 count is high.

Does a HIV test affect life insurance?

Similar to other pre-existing medical conditions, if you are HIV positive, you will likely pay higher premiums than someone who isn’t. The exact amount depends on your personal circumstances, which will be assessed when you put forward your application.

Does life insurance cover HIV?

If you’ve recently been diagnosed with HIV but already have life insurance, it is well worth reviewing your existing cover, especially if it was obtained several years ago, as it is very likely that some changes could benefit you.

The Insurance Surgery also offers a free Annual Review service to all our existing / new clients. This means that we constantly make sure that you have the right cover for your ever-changing life and check for any changes in underwriting.

Do you offer advice on travel insurance with HIV?

Yes, we do! Use our partner’s Travel Insurance comparison tool to compare over 20 travel insurance quotes, all with your HIV covered, within just a few minutes and only having to input your information once.

How Can The Insurance Surgery Help?

Offering free advice, our experts are ready and waiting to offer protection advice on HIV life insurance policies that would best benefit your circumstances. With 25 years of experience, we’re a trusted broker and pride ourselves on making insurance simple.

We understand that finding life insurance can be tricky, especially when you have a pre-existing condition, so why not leave it to us? Give us a call today, and we’ll help you find the ideal policy that suits your needs and matches your budget.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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By Policy

Helpful Information

Life and Health Insurance for Business

Specialised Business Insurance

Helpful Information

Non-Hodgkin’s Lymphoma Life Insurance

What Is Non-Hodgkin’s Lymphoma Life Insurance?

B-Cell Lymphoma

T-Cell Lymphoma

Chemotherapy

Radiotherapy

Monoclonal therapy

Steroid medication

How Non-Hodgkin’s Lymphoma life insurance, critical illness cover and income protection works

Age when diagnosed

Type of Non-Hodgkin’s Lymphoma

Treatment or medication

Period since treatment

Grade and Stage

Critical Illness Cover

Income Protection Insurance

Non-Hodgkin’s Lymphoma life insurance

Life Cover Terminology

Useful Links​

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

25 years Experience.

Access to a range of insurers.

Award-winning broker.

Benefit from Our Life Insurance Policies Today.

How Much Does Life Insurance for HIV Cost?

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

Total Cover Amount:

£40,000

Monthly Premium Cost:

£22.41

Duration of Policy:

30 years

Life Insurance with HIV Case Study 2

Total Cover Amount:

£160,000

Monthly Premium Cost:

£15.23

Duration of Policy:

20 years

How much cover do you need?

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Facts About Life Insurance.

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beatthe price and also give you a £50 gift card!*

Frequently Asked Questions

For More Information, Check Out Our Latest Blogs

Monday to Thursday:

Friday:

Useful Links

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Speak to our team of experts for FREE
specialist advice today.

Life Insurance for Sports & Hobbies

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*