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Neurofibromatosis Type 2 Life Insurance

You may have found it difficult to secure life insurance with Neurofibromatosis Type 2 Life Insurance. But rest assured, The Insurance Surgery has over 25 years of experience finding suitable policies for our clients.

What Is Neurofibromatosis Type 2 Life Insurance?

We are a leading insurance specialist for people who are classed as non-standard by underwriters which includes Neurofibromatosis type 2 life insurance, critical illness cover and income protection. Often people with more rare conditions which are genetic or hereditary conditions can find it more difficult to get life insurance and other types of personal protection cover mainly because of the underwriting process.

f you are looking for Neurofibromatosis type 2 life insurance, critical illness cover or income protection to protect your family, home or business then you should contact our team of experts for free advice and a quote.

Symptoms of Neurofibromatosis type 2:

Hearing loss

Cataracts

Skin complaints

Peripheral neuropathy

Brain issues

Spinal cord issues

How Neurofibromatosis type 2 life insurance, critical illness cover and income protection works

STEP 1

Complete form

STEP 2

Speak to us about your needs

STEP 3

We’ll search the market

STEP 4

We recommend the best product to suit your needs

STEP 5

Tell us when you want it to start!

Some of the main considerations for any application for Neurofibromatosis type 2 life insurance, critical illness cover and income protection will be:

Your age at application

Areas affected

Severity of your symptoms

Any treatment or medication

Surgery or hospitalisation

Someone with a pre-existing medical condition such as Neurofibromatosis type 2 looking for life insurance, critical illness cover or income protection will generally find that there will be a requirement to provide additional information about their health and medical history. Our team of experts has helped thousands of people with pre-existing medical conditions to find cover to protect themselves, their loved ones and their homes.

Neurofibromatosis type 2 critical illness cover

It is often possible to get Neurofibromatosis type 2 critical illness cover, especially where the condition or symptoms are mild with no major impact on lifestyle. There are a wide range of potential symptoms and severities for Neurofibromatosis type 2 so it can be difficult to get critical illness cover in some cases. In almost all cases when applying for Neurofibromatosis type 2 critical illness cover you will be required to provide a copy of your medical records from your GP.

You may also find that exclusions can be applied to an offer of cover for Neurofibromatosis type 2 critical illness cover depending on your symptoms and which insurance provider you apply to. If you have previously applied for Neurofibromatosis type 2 critical illness cover and either been offered cover with increased premiums, policy exclusions or even declined cover altogether then you should speak to one of our experts.

Neurofibromatosis type 2 income protection

It can be possible to get Neurofibromatosis type 2 income protection where the symptoms are more mild with no major lifestyle issues. In almost all cases there will be some sort of premium loading for Neurofibromatosis type 2 income protection as well as some potential exclusions depending on your symptoms and the insurer.

Neurofibromatosis type 2 life insurance

A person looking for Neurofibromatosis type 2 life insurance will generally find that cover is available and usually there will be a requirement for that individual to provide a copy of their medical records from their GP or specialist. In some cases Neurofibromatosis type 2 life insurance will be available from the same rates as someone with no medical issues where the symptoms are mild with no other health issues.

There are several key considerations for underwriters when reviewing an application for Neurofibromatosis type 2 life insurance, including:

How long have you suffered from Neurofibromatosis type 2

What areas of your body are affected

How severe are your symptoms

What is your general level of health

Terms for Neurofibromatosis type 2 life insurance can vary from standard rates for someone with mild symptoms to moderate to high premium loadings where the condition is more severe. It is important to consider that rates and underwriting for Neurofibromatosis type 2 life insurance can vary dramatically from one insurance provider to another which is where our skills and expertise are important.

Do You Need Life Insurance?

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links

If you need help with your application for Neurofibromatosis type 2 life insurance, critical illness cover or income protection, you should contact one of our team of experts by completing our enquiry for or call 0800 083 2829.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding Inheritance Tax (IHT) and Life Insurance

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.

How Much Does Life Insurance for HIV Cost?

Since the introduction of Highly Active Antiretroviral Therapy (HAART), premiums for those living with HIV have significantly reduced over the last 15 years. The amount you pay each month in policy premiums depends on your specific circumstances. When assessing your application, insurers will take into account factors such as your CD4 count and viral load.

Our experts will help you find the best deal to suit your needs and budget, taking the time to go through the different policies and discuss any concerns you may have.

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

James is 31 years old and was diagnosed with HIV in 2017. He wanted to obtain both life insurance and critical illness cover to support his wife and child should anything happen.

We found James Life Insurance & Critical Illness Cover below:

Total Cover
Amount:

£40,000

Monthly Premium
Cost:

£22.41

Duration of
Policy:

30 years

Life Insurance with HIV Case Study 2

Jean is aged 45 and was diagnosed with HIV in 2011. She is keen to secure level life insurance for her and her partner.

We found Jean the Level Life Insurance below:

Total Cover
Amount:

£160,000

Monthly Premium
Cost:

£15.23

Duration of
Policy:

20 years

How much cover do you need?

You can use our Cover Calculator below to determine how much cover you need. Additionally, you will need to take into consideration the following:

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

Frequently Asked Questions

Can a person with HIV get life insurance?

Yes, absolutely. Due to the recent changes in life insurance underwriting for HIV, we have seen a number of previous restrictions lifted. We now have access to standard rates and ‘whole of life‘ cover with no term restrictions if you are living with HIV, your viral load is undetectable, and your CD4 count is high.

Does a HIV test affect life insurance?

Similar to other pre-existing medical conditions, if you are HIV positive, you will likely pay higher premiums than someone who isn’t. The exact amount depends on your personal circumstances, which will be assessed when you put forward your application.

Does life insurance cover HIV?

If you’ve recently been diagnosed with HIV but already have life insurance, it is well worth reviewing your existing cover, especially if it was obtained several years ago, as it is very likely that some changes could benefit you.

The Insurance Surgery also offers a free Annual Review service to all our existing / new clients. This means that we constantly make sure that you have the right cover for your ever-changing life and check for any changes in underwriting.

Do you offer advice on travel insurance with HIV?

Yes, we do! Use our partner’s Travel Insurance comparison tool to compare over 20 travel insurance quotes, all with your HIV covered, within just a few minutes and only having to input your information once.

How Can The Insurance Surgery Help?

Offering free advice, our experts are ready and waiting to offer protection advice on HIV life insurance policies that would best benefit your circumstances. With 25 years of experience, we’re a trusted broker and pride ourselves on making insurance simple.

We understand that finding life insurance can be tricky, especially when you have a pre-existing condition, so why not leave it to us? Give us a call today, and we’ll help you find the ideal policy that suits your needs and matches your budget.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Neurofibromatosis Type 2 Life Insurance

What Is Neurofibromatosis Type 2 Life Insurance?

Hearing loss

Cataracts

Skin complaints

Peripheral neuropathy

Brain issues

Spinal cord issues

How Neurofibromatosis type 2 life insurance, critical illness cover and income protection works

Your age at application

Areas affected

Severity of your symptoms

Any treatment or medication

Surgery or hospitalisation

Neurofibromatosis type 2 critical illness cover

Neurofibromatosis type 2 income protection

Neurofibromatosis type 2 life insurance

Life Cover Terminology

Useful Links​

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

25 years Experience.

Access to a range of insurers.

Award-winning broker.

Benefit from Our Life Insurance Policies Today.

How Much Does Life Insurance for HIV Cost?

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

Total Cover Amount:

£40,000

Monthly Premium Cost:

£22.41

Duration of Policy:

30 years

Life Insurance with HIV Case Study 2

Total Cover Amount:

£160,000

Monthly Premium Cost:

£15.23

Duration of Policy:

20 years

How much cover do you need?

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Facts About Life Insurance.

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beatthe price and also give you a £50 gift card!*

Frequently Asked Questions

For More Information, Check Out Our Latest Blogs

Monday to Thursday:

Friday:

Useful Links

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Speak to our team of experts for FREE
specialist advice today.

Life Insurance for Sports & Hobbies

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*