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Hodgkin’s Lymphoma Life Insurance

You may have found it difficult to secure life insurance with Hodgkin’s Lymphoma. But rest assured, The Insurance Surgery has over 25 years of experience finding suitable policies for our clients.

What Is Hodgkin’s Lymphoma Life Insurance?

The Insurance Surgery is a leading insurance expert for people with pre-existing medical conditions and other non-standard factors such as for people looking for Hodgkin’s Lymphoma life insurance, critical illness cover or income protection.

Insurance underwriting for people who are classed as high risk will vary depending on your condition and the insurance provider you are applying to so it is important to know which company is best for you. If you are looking for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection it is important to speak to a specialist who will understand your needs and be able to identify which insurer is best for you.

How Hodgkin’s Lymphoma Life Insurance, critical illness cover and income protection works:

STEP 1

Complete form

STEP 2

Speak to us about your needs

STEP 3

We’ll search the market

STEP 4

We recommend the best product to suit your needs

STEP 5

Tell us when you want it to start!

There is a list of factors which will be taken in to consideration when considering applications for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection such as:

Date and age at diagnosis

Grade / Stage of tumour

Area affected

Type of treatment

Any other medical or health issues

If you need help, advice or a quote for Hodgkin’s Lymphoma life insurance, critical illness cover or income protection then you should contact The Insurance Surgery to see what we can do to help.

Our team of experts has worked with and helped thousands of people with pre-existing medical conditions to get Hodgkin’s Lymphoma life insurance, critical illness cover and income protection to protect themselves and their families.

Critical Illness Cover

Most applications for critical illness cover where there has been a history of cancer or a tumour removed then you will often find that applications such as Hodgkin’s Lymphoma critical illness cover will be accepted with special terms imposed. Often underwriters will want to see a copy of your medical records from your GP or specialist and usually you will find that Hodgkin’s Lymphoma critical illness cover will at minimum have a cancer exclusion applied to the policy.

In some more severe cases where the grade and stage of the tumour is higher or if there have been additional complications then you may find that Hodgkin’s Lymphoma critical illness cover will either be accepted with a larger loading or potentially decline altogether.

If you have previously applied for Hodgkin’s Lymphoma critical illness cover and struggled to get cover or been accepted with special terms imposed then you should contact The Insurance Surgery for more information.

Income Protection Insurance

It is possible to get Hodgkin’s Lymphoma income protection in some cases where the course of treatment has been completed several years ago and if the grade / stage of the cancer is low enough.

Underwriters will want to know whether there have been any ongoing issues or time off work due to the condition as well as whether you have any other health issues which could impact your application for Hodgkin’s Lymphoma income protection.

Hodgkin’s Lymphoma Life Insurance

As with most types of Cancer, it is possible to get Hodgkin’s Lymphoma life insurance and it can be anything from standard rates with no special terms up to decline or postpone if there are other issues. There are some key factors which would be taken in to account when applying for Hodgkin’s Lymphoma life insurance and insurance underwriters will generally want to see a copy of your medical records.

Some of the main factors that will be taken in to account by insurance underwriters when considering an application for Hodgkin Lymphoma life insurance are:

When were you diagnosed with Hodgkin Lymphoma

What was the grade and stage of the tumour

What type of treatment did you receive (e.g. Chemotherapy or Radiotherapy)

How long ago did your treatment end

There are certain circumstances where Hodgkin Lymphoma life insurance may be slightly more difficult to get cover for, such as if you are still receiving treatment or awaiting investigations / results. Generally with any cancer treatment there will be a period of time before you will be eligible for cover purely to ensure that the treatment has worked. Usually if you are within 2 years of receiving primary treatment then Hodgkin Lymphoma life insurance would typically be postponed.

For more information or a quote for Hodgkin Lymphoma life insurance then you should contact one of our team of insurance advisers who can help.

Do You Need Life Insurance?

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links

For more information, advice or a quote for Hodgkin’s Lymphoma life insurance, critical illness cover and income protection speak to one of our expert advisers today.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding Inheritance Tax (IHT) and Life Insurance

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.

How Much Does Life Insurance for HIV Cost?

Since the introduction of Highly Active Antiretroviral Therapy (HAART), premiums for those living with HIV have significantly reduced over the last 15 years. The amount you pay each month in policy premiums depends on your specific circumstances. When assessing your application, insurers will take into account factors such as your CD4 count and viral load.

Our experts will help you find the best deal to suit your needs and budget, taking the time to go through the different policies and discuss any concerns you may have.

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

James is 31 years old and was diagnosed with HIV in 2017. He wanted to obtain both life insurance and critical illness cover to support his wife and child should anything happen.

We found James Life Insurance & Critical Illness Cover below:

Total Cover
Amount:

£40,000

Monthly Premium
Cost:

£22.41

Duration of
Policy:

30 years

Life Insurance with HIV Case Study 2

Jean is aged 45 and was diagnosed with HIV in 2011. She is keen to secure level life insurance for her and her partner.

We found Jean the Level Life Insurance below:

Total Cover
Amount:

£160,000

Monthly Premium
Cost:

£15.23

Duration of
Policy:

20 years

How much cover do you need?

You can use our Cover Calculator below to determine how much cover you need. Additionally, you will need to take into consideration the following:

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Forbes Advisor, 2025

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat<br>the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

Frequently Asked Questions

Can a person with HIV get life insurance?

Yes, absolutely. Due to the recent changes in life insurance underwriting for HIV, we have seen a number of previous restrictions lifted. We now have access to standard rates and ‘whole of life‘ cover with no term restrictions if you are living with HIV, your viral load is undetectable, and your CD4 count is high.

Does a HIV test affect life insurance?

Similar to other pre-existing medical conditions, if you are HIV positive, you will likely pay higher premiums than someone who isn’t. The exact amount depends on your personal circumstances, which will be assessed when you put forward your application.

Does life insurance cover HIV?

If you’ve recently been diagnosed with HIV but already have life insurance, it is well worth reviewing your existing cover, especially if it was obtained several years ago, as it is very likely that some changes could benefit you.

The Insurance Surgery also offers a free Annual Review service to all our existing / new clients. This means that we constantly make sure that you have the right cover for your ever-changing life and check for any changes in underwriting.

Do you offer advice on travel insurance with HIV?

Yes, we do! Use our partner’s Travel Insurance comparison tool to compare over 20 travel insurance quotes, all with your HIV covered, within just a few minutes and only having to input your information once.

How Can The Insurance Surgery Help?

Offering free advice, our experts are ready and waiting to offer protection advice on HIV life insurance policies that would best benefit your circumstances. With 25 years of experience, we’re a trusted broker and pride ourselves on making insurance simple.

We understand that finding life insurance can be tricky, especially when you have a pre-existing condition, so why not leave it to us? Give us a call today, and we’ll help you find the ideal policy that suits your needs and matches your budget.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Hodgkin’s Lymphoma Life Insurance

What Is Hodgkin’s Lymphoma Life Insurance?

How Hodgkin’s Lymphoma Life Insurance, critical illness cover and income protection works:

Date and age at diagnosis

Grade / Stage of tumour

Area affected

Type of treatment

Any other medical or health issues

Critical Illness Cover

Income Protection Insurance

Hodgkin’s Lymphoma Life Insurance

Life Cover Terminology

Useful Links​

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

25 years Experience.

Access to a range of insurers.

Award-winning broker.

Benefit from Our Life Insurance Policies Today.

How Much Does Life Insurance for HIV Cost?

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

Total Cover Amount:

£40,000

Monthly Premium Cost:

£22.41

Duration of Policy:

30 years

Life Insurance with HIV Case Study 2

Total Cover Amount:

£160,000

Monthly Premium Cost:

£15.23

Duration of Policy:

20 years

How much cover do you need?

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Facts About Life Insurance.

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat<br>the price and also give you a £50 gift card!*

Frequently Asked Questions

For More Information, Check Out Our Latest Blogs

Monday to Thursday:

Friday:

Useful Links

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Speak to our team of experts for FREE
specialist advice today.

Life Insurance for Sports & Hobbies