Endometriosis Life Insurance
At The Insurance Surgery, we are specialists in searching for life insurance, travel insurance, and other products for clients with endometriosis. Our aim is to find the most comprehensive insurance products at the cheapest cost. We have well over a decade of experience sourcing insurance for all types of illnesses and have helped hundreds of people with Endometriosis find insurance policies that were tailored to their needs. If you suffer from Endometriosis and you require a quotation for life insurance please note that we guarantee to obtain the most competitive life insurance quotes on the market.
Risk of aortic rupture
Nosebleeds
Cramping sensations in the legs
Sensitivity to hot and cold
Weak muscles
Those with severe coarctation of the aorta usually require surgery, although this will depend on their age and overall health. The required procedure is one that widens the aorta, known as an angioplasty procedure.
How Endometriosis Life Insurance, critical illness cover and income protection works:
If you require endometriosis life insurance, critical illness cover or income protection; there are several factors that may affect your application and your premiums, these are:
Age of diagnosis
Treatment
Weight (any fluctuations)
Any other health of medical issues
The Insurance Surgery is a leading independent life insurance expert for pre-existing conditions such as Asthma and our team of expert advisors will search the insurance market to find the best deal for you.
Critical Illness Cover
The underwriting for endometriosis critical cover cover is very similar to endometriosis life insurance, so your endometriosis should not stop you from getting critical illness cover.
As long as your condition is under control and you have no other health issues when you should be able to get endometriosis critical illness cover at the same rates as someone without any medical conditions.
Income Protection Insurance
Just like endometriosis life insurance and critical illness cover, endometriosis income protection should be straight forward to achieve. Insurers do not class endometriosis as high risk and therefore you should be able to get endometriosis income protection for standard rates as long as you don’t have any other pre-existing medical conditions or any ongoing investigations for your endometriosis.
If you are unsure which endometriosis life insurance product is right for you, one of our expert advisors will be happy to assist to further explain each product and assess which one is right for your personal circumstances. Call 0800 083 2829 to get in touch or request a call back.
Endometriosis Life Insurance
Generally, you will have no issues with getting endometriosis life insurance and most cases will be offered at standard rates (the same premium as someone with no medical issues).
The only instance where your cover may be more expensive or may even be declined is if you have other health issues that can cause issues for your endometriosis such as high BMI, diabetes or other issues.
As long as your condition is stable, and you have no medical investigations as a result of your endometriosis then your application should be accepted without a medical report.
As a whole, endometriosis is classed as a mild condition by insurers and generally you will have no issues with getting cover, it is very rare that you will be declined cover unless your condition is extremely severe or you have other medical issues as a result of your endometriosis.
As long as your condition is stable, with or without medication, you are not under any medical investigations and you do not have any other medical conditions then you should be able to get cover without any issues.
Your current weight and lifestyle
The date of your initial diagnosis
Whether you have had surgery for coarctation of the aorta
The impact your condition has on your job
Following these considerations, an insurer will normally be able to inform you of the kind of policy you will be eligible for based on your circumstances.
Generally speaking, if you have coarctation of the aorta but your symptoms do not require treatment and you have never been in hospital for surgery as a result of your condition, you should be eligible for a ‘non-rated’ life insurance policy.
However, if you have had an angioplasty procedure to correct your condition, and you are suffering from symptoms in line with it, you may be considered a higher risk for life insurance, and could pay a higher premium than someone with no symptoms. An insurer will likely request medical records from your doctor to confirm your details and to offer you the best policy available.
At The Insurance Surgery, we have helped many people find the right coarctation of the aorta life insurance cover for their needs. Ratings for an individual seeking life insurance with coarctation of the aorta can vary depending on their individual circumstances, so it is important that you approach the right insurance provider that understands the nature of your condition.
