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Coronary Angioplasty Life Insurance

Need life insurance after a Coronary Angioplasty? The Insurance Surgery specialises in finding the best life cover options for people with a history of Coronary Angioplasty, so get in touch today for your free quote.

What Is Coronary Angioplasty life insurance?

Coronary Angioplasty procedures are most commonly carried out on older people. This is because arteries can become harder and more narrow as we age. This in turn can cause coronary heart disease or angina, which happens when blood flow to the heart becomes restricted. In the case of angina, a Coronary Angioplasty procedure can also be used to restore blood flow to the heart. In many cases, blood flow to the heart is effectively restored following an Coronary Angioplasty, with many patients noticing significant improvement to their quality of life and an easing of their symptoms Because Coronary Angioplasty procedures are generally carried out on older people aged 65 or over, some complications can occur. Serious complications from surgery depend on the following factors:

Age

General health

Whether you smoke

Whether you have experienced a heart attack

Whether you have experienced heavy bleeding

Whether you have had a stroke

How Coronary Angioplasty life insurance, critical illness cover and income protection works:

STEP 1

Complete form

STEP 2

Speak to us about your needs

STEP 3

We’ll search the market

STEP 4

We recommend the best product to suit your needs

STEP 5

Tell us when you want it to start!

Insurers will consider the following criteria for underwriting an application for Coronary Angioplasty life insurance:

When you had your Coronary Angioplasty

Number of arteries affected

Condition of your arteries

Severity of your condition

Additional medical complications

Age

General health and lifestyle

Medications being taken

At The Insurance Surgery, we are leading Coronary Angioplasty life insurance specialists. This is because we carefully assess every person’s circumstances differently to identify the best cover plans for their needs. Simply fill in your details into one of our online forms to receive a free no-obligation quote for Coronary Angioplasty life insurance.

Critical Illness Cover

Critical illness cover could be available to you following Coronary Angioplasty surgery, although this will depend on your circumstances. Cover will depend on whether there have been any post-surgery complications, and whether these have had any impact on your general health and lifestyle. Applications for critical illness cover can be stricter than applications for life insurance. An insurer is likely to want to view medical records in relation to your Coronary Angioplasty surgery. If your symptoms are seen as more severe, you might be offered cover with non-standard terms that are bespoke to your situation. If you have had surgery with no complications and have a healthy lifestyle that is unaffected by your condition, you may be offered cover at a standard rate. Get in touch with us at The Insurance Surgery for more details and to be put in touch with insurers offering critical illness cover that meets your needs.

Income Protection Insurance

It is highly unlikely that you will be eligible for standard terms regarding personal income protection if you have had a Coronary Angioplasty procedure. This is because many insurers will perceive you as a high risk, because your condition and the result of your surgery may mean that you need more time off of work due to your health. If you are self-employed or own your company, there may be income protection options for you. Speak to one of our advisors at The Insurance Surgery for more information.

Coronary Angioplasty life insurance

Underwriting for Coronary Angioplasty life insurance will depend on the following factors. Insurers will want to know the following information in order to assess your application:

The particular arteries that are affected

Whether you have had a heart attack , angina or stroke

The underlying condition that caused the need for the procedure

Your current state of health following the operation

It is likely that given the seriousness of Coronary Angioplasty surgery, an insurer will want to see a medical report from your GP to gain an idea of your current health and the state of your health before the procedure. If there are any underlying health conditions, it is likely that you will be offered life insurance with increased premiums.

If however you have had surgery and have experienced no presence of underlying conditions and a good bill of health, an insurer may accept you with standard terms.

Some life insurance applications can be easily accepted and underwritten online, but always bear in mind that an insurer may want to discuss your application with you in more detail to determine the severity of your condition.

They may want extra details of medications you are taking, the date of your initial diagnosis and need for surgery, and details of any other medical-related complications.

At The Insurance Surgery, we have helped many people find the right Coronary Angioplasty life insurance cover for their needs.

Do You Need Life Insurance?

If you’re the primary breadwinner or share financial responsibilities, a life insurance policy can help your family maintain their standard of living in the unfortunate event that you’re no longer around to support them.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

Useful Links

The Insurance Surgery is a specialist life insurance expert for people who have had a Coronary Angioplasty procedure. We can help you compare the market to find the right insurance cover for your needs and personal circumstances. Get in touch with us today for a free quote.

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

We take pride in the experience that we offer, guaranteeing excellent service at all times.

25 years Experience.

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Access to a range of insurers.

With a broad selection of partners, we are well-equipped to find the best insurance deals for you.

Award-winning broker.

Known for making insurance simple, The Insurance Surgery is a trusted, award-winning broker.

Benefit from Our Life Insurance Policies Today.

Relax, knowing that your family can receive the financial support that they need after you pass, and trust The Insurance Surgery to guide you through the life insurance process. With 25 years behind us, we are a trusted broker known for our expertise, prioritising transparency, and providing excellent customer service. So, rely on us to ensure you receive the cover you need at a fair and affordable price.

For a life insurance quote, contact us today on 0800 083 2829 to schedule a free consultation and take the first step towards protecting yourself and your loved ones financially.

Understanding Inheritance Tax (IHT) and Life Insurance

Understanding how IHT works and the ways to mitigate its impact can help you plan and ensure that your loved ones don’t face unexpected tax bills.

How Much Does Life Insurance for HIV Cost?

Since the introduction of Highly Active Antiretroviral Therapy (HAART), premiums for those living with HIV have significantly reduced over the last 15 years. The amount you pay each month in policy premiums depends on your specific circumstances. When assessing your application, insurers will take into account factors such as your CD4 count and viral load.

Our experts will help you find the best deal to suit your needs and budget, taking the time to go through the different policies and discuss any concerns you may have.

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

James is 31 years old and was diagnosed with HIV in 2017. He wanted to obtain both life insurance and critical illness cover to support his wife and child should anything happen.

We found James Life Insurance & Critical Illness Cover below:

Total Cover
Amount:

£40,000

Monthly Premium
Cost:

£22.41

Duration of
Policy:

30 years

Life Insurance with HIV Case Study 2

Jean is aged 45 and was diagnosed with HIV in 2011. She is keen to secure level life insurance for her and her partner.

We found Jean the Level Life Insurance below:

Total Cover
Amount:

£160,000

Monthly Premium
Cost:

£15.23

Duration of
Policy:

20 years

How much cover do you need?

You can use our Cover Calculator below to determine how much cover you need. Additionally, you will need to take into consideration the following:

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Facts About Life Insurance.

Life insurance can serve multiple purposes, including income replacement, wealth transfer, estate planning, and business succession. But how does life insurance shape up with the UK population?

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*

We are committed to offering unbeatable prices. Our
Price Promise ensures that we will find you the right
cover for your circumstances.

Frequently Asked Questions

Can a person with HIV get life insurance?

Yes, absolutely. Due to the recent changes in life insurance underwriting for HIV, we have seen a number of previous restrictions lifted. We now have access to standard rates and ‘whole of life‘ cover with no term restrictions if you are living with HIV, your viral load is undetectable, and your CD4 count is high.

Does a HIV test affect life insurance?

Similar to other pre-existing medical conditions, if you are HIV positive, you will likely pay higher premiums than someone who isn’t. The exact amount depends on your personal circumstances, which will be assessed when you put forward your application.

Does life insurance cover HIV?

If you’ve recently been diagnosed with HIV but already have life insurance, it is well worth reviewing your existing cover, especially if it was obtained several years ago, as it is very likely that some changes could benefit you.

The Insurance Surgery also offers a free Annual Review service to all our existing / new clients. This means that we constantly make sure that you have the right cover for your ever-changing life and check for any changes in underwriting.

Do you offer advice on travel insurance with HIV?

Yes, we do! Use our partner’s Travel Insurance comparison tool to compare over 20 travel insurance quotes, all with your HIV covered, within just a few minutes and only having to input your information once.

How Can The Insurance Surgery Help?

Offering free advice, our experts are ready and waiting to offer protection advice on HIV life insurance policies that would best benefit your circumstances. With 25 years of experience, we’re a trusted broker and pride ourselves on making insurance simple.

We understand that finding life insurance can be tricky, especially when you have a pre-existing condition, so why not leave it to us? Give us a call today, and we’ll help you find the ideal policy that suits your needs and matches your budget.

For More Information, Check Out Our Latest Blogs

Stay informed with the latest updates in the insurance industry for 2025 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Coronary Angioplasty Life Insurance

What Is Coronary Angioplasty life insurance?

Age

General health

Whether you smoke

Whether you have experienced a heart attack

Whether you have experienced heavy bleeding

Whether you have had a stroke

How Coronary Angioplasty life insurance, critical illness cover and income protection works:

When you had your Coronary Angioplasty

Number of arteries affected

Condition of your arteries

Severity of your condition

Additional medical complications

Age

General health and lifestyle

Medications being taken

Critical Illness Cover

Income Protection Insurance

Coronary Angioplasty life insurance

Life Cover Terminology

Useful Links​

Why Choose The Insurance Surgery?

Rated ‘Excellent’ on Trustpilot.

25 years Experience.

Access to a range of insurers.

Award-winning broker.

Benefit from Our Life Insurance Policies Today.

How Much Does Life Insurance for HIV Cost?

For a clearer idea of the average cost of life insurance, visit our Guide.

Life Insurance with HIV Case Study 1

Total Cover Amount:

£40,000

Monthly Premium Cost:

£22.41

Duration of Policy:

30 years

Life Insurance with HIV Case Study 2

Total Cover Amount:

£160,000

Monthly Premium Cost:

£15.23

Duration of Policy:

20 years

How much cover do you need?

Any outstanding debts

Mortgage/rent

Number of dependants

Take-home pay or income from other sources

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Facts About Life Insurance.

7.5 million families

in the UK have no life insurance or critical illness cover.

£40,000

The average life insurance policy in the UK covers only about £40,000.

28%

of UK adults believe life insurance is too expensive.

96.9%

of all protection case claims were paid in 2024

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Sports & Hobbies​

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

Price Promise.

Obtain a cheaper quote elsewhere, we’ll beatthe price and also give you a £50 gift card!*

Frequently Asked Questions

For More Information, Check Out Our Latest Blogs

Monday to Thursday:

Friday:

Useful Links

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Total Cover
Amount:

Monthly Premium
Cost:

Duration of
Policy:

Speak to our team of experts for FREE
specialist advice today.

Life Insurance for Sports & Hobbies

Obtain a cheaper quote elsewhere, we’ll beat
the price and also give you a £50 gift card!*