Does critical illness protection cover cancer?
As we get older, the risk of being diagnosed with a serious illness increases and many illnesses can be life-changing. In 2022, Group Risk Industry paid out £2.1 billion in claims to families. Which works out to be £6.05 million per day. Notably, the main claim across all products was cancer. There are ways to […]
Do I need cancer insurance?
Life insurance can seem confusing at the best of times, but if you have a pre-existing medical condition, you might wonder if you’ll be accepted for any life insurance at all. This can be particularly true for cancer survivors. Even if you’re in remission or cancer-free. Insurance providers may also perceive you as a higher […]
Alcohol Dependency & Life Insurance.
Life can be hard, and we all have our ways of coping and escaping. Sometimes when the escapism is better than real life – we want to stay in that state forever. This is when dependency can take hold and even the most strong-willed find it difficult to stop. That’s why we have partnered with Alcohol […]
Empower Clients With Specialist Support
Tom is a dedicated protection adviser working for the Insurance Surgery, a renowned specialist insurance broker committed to delivering exceptional solutions to clients with medical conditions or who have previously been declined life insurance. Tom, understands the power of collaboration and knows that by joining forces with strategic IFA partners, both parties can mutually benefit […]
Multiple Sclerosis – Case Study
Living with MS…you can get mortgage life insurance. In this case study, we will explore the different options for mortgage life insurance that are available to Debbie and provide recommendations based on her needs. Debbie’s life changed when she was diagnosed with multiple sclerosis in 2008. Since then, she has been dealing with the relapse […]
PCFCL Cancer – Case Study
This case study features Erick, a 40-year-old self-employed individual who approached the Insurance Surgery to obtain cancer life insurance. Unfortunately, he had been diagnosed in 2019 with a rare form of cancer known as Primary Cutaneous Follicular Centre Lymphoma. Thankfully, Ericks cancer had been treated successfully. What is Primary Cutaneous Follicular Centre Lymphoma (PCFCL): PCFCL […]
Stroke – Case Study
Jane was a healthy, vibrant 52-year-old when she suffered a stroke. After months of rehabilitation and therapy, she was almost back to feeling herself. The stroke left her with a high risk of stroke recurrence. Jane realised that your life can be turned upside down in a second, so she wanted to protect her family if the […]
Parkinson’s Disease – Case Study
Adam was diagnosed with Parkinson’s at the age of 26. At 26 years old, life was just starting to take shape for Adam. He had a great job, loving wife and beautiful daughter – with lots of plans for the future. But that all changed one day when he was diagnosed with Parkinson’s disease. It […]
High BMI, Migraines and Idiopathic Inter-cranial Hypertension – Case Study
Sarah was declined life Insurance before finding the Insurance Surgery. Background: Sarah is 40 years old, in her own words “my world consists of my husband and 3 beautiful children”. Life was great for the family, until Sarah’s mother got ill earlier this year. This brought home to Sarah the reality of her own mortality, […]
Idiopathic Angioedema – Case Study
Never Give Up, No Matter How Long It Takes. Rebecca was looking to buy her first home with her partner in 2020. To protect her partner, Rebecca wanted to get a life insurance policy in place. So, the online search began! Rebecca has an immune condition called Idiopathic Angioedema. This can trigger a severe allergic reaction […]