Life insurance if you have depression?
[vc_row][vc_column][vc_single_image image=”21078″ alignment=”center” style=”vc_box_border”][vc_row_inner][vc_column_inner][vc_column_text]Every day, more and more people are paying attention to their mental health and wellbeing, especially when things aren’t going so well. If you have a condition such as depression, you probably understand the effect it can have on your day-to-day life. What you might not know is how such a condition […]
Can you get life insurance with mental illness?
When considering life insurance, individuals with mental health conditions may wonder if cover is possible. It’s crucial to recognise that mental illness encompasses a broad spectrum of disorders, affecting mood, behaviour, and cognitive function. Conditions such as depression, anxiety, bipolar disorder, schizophrenia, and eating disorders fall under this category. These disorders often require long-term management […]
Can an obese person get life insurance?
It’s not uncommon for individuals living with obesity to believe that they can’t get life insurance because of their weight. We get asked questions such as: Will my weight impact eligibility? Will premiums skyrocket? The good news is that it is possible to obtain life insurance even if you’re living with obesity. However, the process […]
Navigating Uncertainty: Dreams, Decisions, and Insurance with Cancer
Living with cancer can impact every aspect of your life and can be a complex and emotional experience. A cancer diagnosis can feel like your world is falling apart, and plans that were once clear and full of dreams may now seem uncertain. With 1 in 2 people likely to be diagnosed with cancer in […]
Can cancer patients get insurance after their diagnosis?
Receiving a cancer diagnosis is a life-altering event that comes with numerous challenges. Among these challenges is the question of how your diagnosis will affect your finances and those of your loved ones. One common worry is about whether or not you’ll be able to obtain life insurance. Especially if you’ve experienced a decline in […]
How much is life insurance?
Life insurance is a critical component of financial planning, a way of providing security for loved ones in the event of the policyholder’s death. However, not all policies are created equal. In fact, they can vary significantly in terms of length and value. Understanding the factors that influence these variations is crucial for making informed […]
Does critical illness protection cover cancer?
As we get older, the risk of being diagnosed with a serious illness increases and many illnesses can be life-changing. In 2022, Group Risk Industry paid out £2.1 billion in claims to families. Which works out to be £6.05 million per day. Notably, the main claim across all products was cancer. There are ways to […]
Do I need cancer insurance?
Life insurance can seem confusing at the best of times, but if you have a pre-existing medical condition, you might wonder if you’ll be accepted for any life insurance at all. This can be particularly true for cancer survivors. Even if you’re in remission or cancer-free. Insurance providers may also perceive you as a higher […]
How does life insurance work?
Every day, we take calls from people who are searching for life insurance for the first time. Often, they know they want some form of financial protection for their loved ones. However, they’re not sure exactly what they’re looking for or how it works. If that sounds familiar, don’t worry. Life insurance might sound complex, […]
What is Life Insurance?
With every January comes a fresh start and a reminder to do those mundane tasks. The tasks you’ve been meaning to get around to but never quite remember. We want to urge people like you to consider using 2024 as an incentive to give yourself a financial MOT. As the cost-of-living crisis shows limited […]